Accidents are sudden and very nerve wrecking. Although we try to avoid them as much as possible, they still occur and in a great volume. On average there are almost 1.23 million deer-related accidents in the United States every year. This number grows around the later months when mating season is in session. This causes more deer to accumulate and sometimes appear lingering on the road. For many, hitting them is unavoidable because they appear in your direct path most of the time. When the collision happens, not only will your car take damage, but you will more than likely be flustered as well. While we hope that this never happens to you, here are the steps you need to take if such an accident occurs.
We understand that during a wreck you are so shocked that your priorities are all over the place. Once you get yourself situated and in the right mind, that is when you should first and foremost pull off to the side of the road. Since wrecks occur on a road, you will not be out of danger after the deer has hit you. You are still at risk for being hit by oncoming traffic as well. That is why it is so important to move over to avoid further damage to you and others. Once you are safe, turn on your hazard lights, check your passengers, and take a deep breath.
Don’t wait to give the police a call. Alert them of the situation immediately so they can handle everything. If the wreck is bad enough, they will need to direct oncoming traffic out of the way so you and others are kept safe. If the deer is still at the scene, it could block traffic and needs to be removed. This must all be taken care of swiftly rather than several hours later or else it will be an even bigger issue. When authorities do arrive, it’s possible that you will have to fill out an official report with them. Later down the road, this will be handy when filling out your insurance claim.
Document the Incident
When the road is safe, this would be the time to start documenting. Take pictures of the scene including your surroundings, your car, the road, and any injuries you or your passengers have sustained. This will all be important information for your agent to look over when filing your insurance claim.
Stay Away from the Deer
Although it’s okay to check on the deer, you might want to do this at a safe distance. If the deer survives the collision, they will be rattled up and might pose as a threat if they decide to attack out of fear. Deer are known for having powerful legs and sharp hooves that provide a damaging kick. To avoid any further injuries, stay away from the deer altogether.
Contact Your Agent
Like with the authorities, don’t wait to give your insurance agent a call. The sooner, the better. They can immediately get started on your claim when the situation is fresh on your mind rather than later when you might forget some details.
Examine Your Car
Although you are probably more than prepared to go home, take a moment to examine your car thoroughly. If it has sustained a significant amount of damage, you should not drive home in it. You could put yourself in even more danger if you do. Instead, contact someone you trust that will take you and your passengers home while you have your car towed.
When you are met with a tough situation such as a car accident, the last thing you need is added stress. Having the right agent on your side will give you peace of mind. Let us take care of you today. Give our office a call to see how we can assist you and your family.